Security

How we keep your money safe

Your deposits sit with regulated partner banks. Your account is locked down with passkeys, approvals and alerts.

Rubrel•••• 4821
Security log
Sign-in approved with passkeyMacBook Pro · New York2m
New payee held for reviewWire · $48,000.001h
Two approvals requiredPayments over $10,000Policy

Deposits

Where your money is held

Rubrel is not a bank. Your deposits are held at partner banks, in your company’s name.

01

Held in your name

Each account is opened for your company at a partner bank.

02

Spread across banks

Large balances can be swept across a network of partner banks.*

03

Insured up to the limit

Deposits are eligible for FDIC insurance up to applicable limits.*

Controls

You decide who can move money.

Roles and permissions

Admins, bookkeepers and cardholders each see only what they need.

Two-person approvals

Payments over your threshold need a second approver.

Spend limits

Every card has its own limit, merchant rules and expiry.

Instant card freeze

Lock a lost card in a tap and unlock it when it turns up.

Passkeys and 2FA

Sign in with a passkey. Codes by app as a backup.

Alerts on every payment

Get a push or email the moment money moves.

*Placeholder copy. Rubrel is a financial technology company, not a bank. Banking services are provided by Partner Bank, N.A., Member FDIC. Replace with your own disclosures.

Is Rubrel a bank?

How are my deposits protected?

How long does it take to open an account?

Are there monthly fees?

Can I issue cards to my team?

Open an account in 10 minutes.

No monthly fee on Essentials. Cards ship in days.

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