Business banking, refined.

Accounts, cards, payments and spend controls in one place.

RubrelBusiness
•••• 4821Alex Morgan
Debit
Available balance$2,332,506.71
+8.2% this monthOperating ••4821
Black Metal
Card spend this month$18,240 / $25,000
Recent activityLIVE
FigmaJust now−$540.00
Stripe payoutIncome+$48,200.00
Delta Air LinesTravel−$1,286.40
AWSInfrastructure−$3,912.18

Rubrel is a financial technology company, not a bank. Banking services provided by Partner Bank, N.A., Member FDIC.

Trusted by 40,000+ businesses

LUMEN

Fieldwork

halden

Atelier Vale

TIDEWELL

ostra.

KESTREL/

Marlowe & Co

LUMEN

Fieldwork

halden

Atelier Vale

TIDEWELL

ostra.

KESTREL/

Marlowe & Co

Cards and limits

Set limits on every card.

Drag the limit. Anything over it is declined before it posts.

MarketingVirtual
•••• 2290
Monthly limitLimit reaching
$7,640 spent of $8,000
Monthly limitDrag to set the limit
$8,000
$500$20,000
Incoming charges
Google Ads$1,200Approved
LinkedIn Ads$860Approved
Meta Ads$2,400Approved

Bill pay

Approve bills in one tap.

Each bill goes to the right people, then pays on the due date.

Route bills by amount or team

Pay by ACH, wire or check

Every approval saved to the audit log

Northwind StudioInvoice #1042 · Brand refresh
$12,400
Due Oct 30
Maya ChenRequested · Approved
DO
Daniel OrtizTeam lead · Waiting
PS
Priya ShahFinance · —

Accounts

Split income across accounts automatically.

Set the percentages once. Payroll, tax and reserve fill up as money arrives.

IncomingStripe payout+$48,200.00
Operating ••4821$412,380.4550% · 20% · 30% rule
Payroll$84,000
Tax$115,080
Reserve$146,160
Ledger● Live
09:41:07SPLITReserve+$14,460.00
09:41:07SPLITTax+$9,640.00
09:41:07SPLITPayroll+$24,100.00
09:41:06INStripe payout+$48,200.00

Global payments

Pay anyone in 30+ currencies.

Send wires in local currency, with the fee and arrival time shown before you pay.

Send wires in local currency, with the fee and arrival time shown before you pay.

New York
BerlinArrives today
+€23,000.00Transfer fee $0
They get€23,000.00 EURExample rate: 1 USD = 0.92 EUR

Treasury

Earn on idle cash.

A year in Treasury at 4.1%
$0
$3,417 a month$112 a day
Idle cash$1,000,000
$25,000$10,000,000

Example rate for illustration only. Rates change and are not guaranteed. Replace with your own rate and disclosures.

Security

How we keep your money safe.

Freeze a card in a tap. Passkeys, approvals and alerts are on by default.

SOC 2 Type II

256-bit encryption

Passkeys and 2FA

FDIC insured via partner banks*

*Placeholder: deposits are eligible for FDIC insurance up to applicable limits through our partner banks.

Rubrel•••• 4821
Security log
Sign-in approved with passkeyMacBook Pro · New York2m
New payee held for reviewWire · $48,000.001h
Two approvals requiredPayments over $10,000Policy

Also included

Everything else, in the same account.

01

Invoicing

Send invoices that get paid straight into your account.

02

Accounting sync

Transactions sync to QuickBooks, Xero and NetSuite.

03

Receipts

Snap a receipt and it attaches to the right charge.

04

Team access

Set roles for admins, bookkeepers and cardholders.

05

API

Move money and pull account data with a REST API.

06

Multiple entities

Run several companies from one login.

Customers

What founders say

Pricing

Pricing that fits your business

Start free. Upgrade when your team grows.

Essentials

$0

per month

Banking, cards and payments for new companies.

Checking and savings accounts

Unlimited virtual cards

Domestic ACH and wires

Plus

Most popular

$35

per month

Automation for growing teams.

Bill pay with approvals

Spend limits and policies

Accounting sync

Pro

$240

per month

Controls for finance teams.

Multiple entities and roles

Treasury and FX tools

Priority support

Is Rubrel a bank?

How are my deposits protected?

How long does it take to open an account?

Are there monthly fees?

Can I issue cards to my team?

Open an account in 10 minutes.

No monthly fee on Essentials. Cards ship in days.

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