Product

Banking, cards and payments in one account.

Open an account in minutes. Add cards, bill pay and treasury when you need them.

RubrelBusiness
•••• 7730Jordan Lee
Debit
Black Metal

Cards

A card for every way you spend.

Rubrel

•••• 4821

Metal cards

Physical cards in brushed steel for your team, with limits per person.

Rubrel

•••• 2290

Virtual cards

Create one per tool or project in seconds. Pause it when you’re done.

Rubrel

•••• 7713

Vendor cards

Give each supplier its own card number and stop surprise charges.

Cards and limits

Set limits on every card.

Drag the limit. Anything over it is declined before it posts.

MarketingVirtual
•••• 2290
Monthly limitLimit reaching
$7,640 spent of $8,000
Monthly limitDrag to set the limit
$8,000
$500$20,000
Incoming charges
Google Ads$1,200Approved
LinkedIn Ads$860Approved
Meta Ads$2,400Approved

Bill pay

Approve bills in one tap.

Each bill goes to the right people, then pays on the due date.

Route bills by amount or team

Pay by ACH, wire or check

Every approval saved to the audit log

Northwind StudioInvoice #1042 · Brand refresh
$12,400
Due Oct 30
Maya ChenRequested · Approved
DO
Daniel OrtizTeam lead · Waiting
PS
Priya ShahFinance · —

Accounts

Split income across accounts automatically.

Set the percentages once. Payroll, tax and reserve fill up as money arrives.

IncomingStripe payout+$48,200.00
Operating ••4821$412,380.4550% · 20% · 30% rule
Payroll$84,000
Tax$115,080
Reserve$146,160
Ledger● Live
09:41:07SPLITReserve+$14,460.00
09:41:07SPLITTax+$9,640.00
09:41:07SPLITPayroll+$24,100.00
09:41:06INStripe payout+$48,200.00

Global payments

Pay anyone in 30+ currencies.

Send wires in local currency, with the fee and arrival time shown before you pay.

Send wires in local currency, with the fee and arrival time shown before you pay.

New York
BerlinArrives today
+€23,000.00Transfer fee $0
They get€23,000.00 EURExample rate: 1 USD = 0.92 EUR

Also included

Everything else, in the same account.

01

Invoicing

Send invoices that get paid straight into your account.

02

Accounting sync

Transactions sync to QuickBooks, Xero and NetSuite.

03

Receipts

Snap a receipt and it attaches to the right charge.

04

Team access

Set roles for admins, bookkeepers and cardholders.

05

API

Move money and pull account data with a REST API.

06

Multiple entities

Run several companies from one login.

Open an account in 10 minutes.

No monthly fee on Essentials. Cards ship in days.

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